Payment Processing

Offer seamless payment options on your website to enhance your clients' experience! Accept payments through secure methods like credit cards, PayPal, Stripe, and more! For added flexibility, integrate installment plans, subscriptions, or digital wallets. Whether you're running a retail store, booking system, or donation platform, I can help you set up the ideal payment solutions for your business.

Stripe offers transparent, pay-as-you-go pricing with no setup or monthly fees, making it a popular choice for businesses looking to process payments online. Stripe's straightforward pricing and lack of recurring fees make it a flexible option for businesses of all sizes looking to accept payments online.

Here's an overview of their fees and terms:

Standard Transaction Fees:

Online Credit and Debit Card Payments: 2.9% + 30¢ per successful transaction.
In-Person Payments via Stripe Terminal: 2.7% + 5¢ per transaction.

Additional Fees:

International Payments: An additional 1.5% fee applies to international cards.
Currency Conversion: If currency conversion is required, an additional 1% fee applies.
ACH Direct Debit Payments: 0.8% per transaction, capped at $5.
Dispute (Chargeback) Fee: $15 per dispute; however, this is refunded if the dispute is resolved in your favor.

Refunds:

While Stripe doesn't charge additional fees to process refunds, the original transaction fees are not returned when a refund is issued.

Payouts:

Stripe offers free standard payouts, with funds typically deposited into your bank account on a 2-day rolling basis. For faster access, instant payouts are available for an additional fee of 1% of the payout amount, with a minimum fee of 50¢.

Custom Pricing:

For businesses with large payment volumes or unique business models, Stripe offers custom pricing packages. You can contact their sales team to discuss tailored solutions.

Terms:

No Setup or Monthly Fees: Stripe uses a pay-as-you-go model with no setup fees or monthly charges. This means businesses pay only for the transactions they process.
No Hidden Costs: All fees are transparent, with no hidden charges.

Google Pay is currently available for Wix Stores, Wix Bookings and Wix Events only*

Supported countries:

Austria, Belgium, Canada, Finland, Germany, Ireland, Italy, Lithuania, Netherlands, Portugal, Spain, Switzerland, United Kingdom and the United States.

Supported currencies: EUR, USD, GBP, CAD, CHF

Processing fees:

EU Countries: 1.9% of the transaction amount + 0.30 EUR
Switzerland: 2.3% of the transaction amount + 0.30 CHF
United Kingdom: 2.1% of the transaction amount + 0.20 GBP
USA: 2.9% of the transaction amount + 0.30 USD
Canada: 2.9% of the transaction amount + 0.30 CAD
Canada Interac: 0.15 CAD

Notes

The currency used in your Wix site must match the currency in your Wix Payments account. If the currencies do not match, the transactions may be declined.

Supported countries:

Austria, Belgium, Canada, Finland, Germany, Ireland, Italy, Lithuania, Netherlands, Portugal, Spain, Switzerland, United Kingdom and the United States.

Supported currencies: EUR, USD, GBP, CAD, CHF

Processing fees:

EU Countries: 1.9% of the transaction amount + 0.30 EUR
Switzerland: 2.3% of the transaction amount + 0.30 CHF
United Kingdom: 2.1% of the transaction amount + 0.20 GBP
USA: 2.9% of the transaction amount + 0.30 USD
Canada: 2.9% of the transaction amount + 0.30 CAD

Notes

The currency used in your Wix account must match the currency in your Wix Payments account. If the currencies do not match, the transactions may be declined.

Afterpay is a "Buy Now, Pay Later" (BNPL) service that allows customers to split their purchases into four interest-free installments over six weeks. Integrating Afterpay into your Wix website can enhance customer flexibility and potentially boost sales. Here's how it works:

How Afterpay Works for Customers:

Purchase: Customers select Afterpay as their payment method at checkout.
Initial Payment: They make the first of four equal payments at the time of purchase.
Subsequent Payments: The remaining three payments are automatically deducted from their chosen payment method every two weeks.
Interest-Free: As long as payments are made on time, there are no additional fees or interest charges.

How Afterpay Works for Merchants:

Immediate Payment: Afterpay pays you the full purchase amount upfront, minus a processing fee, typically within days of the transaction.
Assumed Risk: Afterpay assumes the risk of customer non-payment, ensuring you receive your funds regardless of customer payment behavior.

Important Considerations:

Availability: Afterpay through Wix Payments is currently available only in the United States.
Processing Fees: Transactions processed via Afterpay through Wix Payments incur a fee of 6% + 30¢ per transaction.
Currency Matching: Ensure the currency in your Wix account matches the currency in your Afterpay account to prevent transaction issues.
Refunds: You can issue refunds for Afterpay payments up to 120 days after the original transaction. Once a refund is initiated, any further payments due from the customer are paused.

By integrating Afterpay into your Wix website, you offer customers a flexible payment option that can enhance their shopping experience and potentially increase your sales.

Affirm is a "Buy Now, Pay Later" (BNPL) service that enables customers to make purchases and pay over time through manageable installments. Integrating Affirm into your Wix website can enhance customer flexibility and potentially boost sales. Here's how it works:

How Affirm Works for Customers:

Purchase: Customers select Affirm as their payment method at checkout.
Approval: Affirm conducts a real-time credit assessment to determine eligibility.
Payment Plans: Upon approval, customers can choose from various payment plans, typically ranging from 4 interest-free payments every 2 weeks to monthly installments.
No Hidden Fees: Affirm does not charge late fees, prepayment fees, annual fees, or hidden fees.

How Affirm Works for Merchants:

Immediate Payment: Affirm pays merchants the full purchase amount upfront, minus a processing fee, typically within days of the transaction.
Assumed Risk: Affirm assumes the risk of customer non-payment, ensuring merchants receive their funds regardless of customer payment behavior.

Important Considerations:

Processing Fees: Affirm charges merchants a processing fee for each transaction. While fees can vary based on business specifics, they typically average around 6% plus a $0.30 transaction fee per purchase.
Currency Matching: Ensure the currency in your Wix account matches the currency in your Affirm account to prevent transaction issues.
Refunds: You can issue refunds for Affirm payments through your Wix dashboard. Once a refund is initiated, any further payments due from the customer are adjusted accordingly.

By integrating Affirm into your Wix website, you offer customers a flexible payment option that can enhance their shopping experience and potentially increase your sales.

Klarna is a "Buy Now, Pay Later" (BNPL) service that allows customers to make purchases and pay over time through flexible payment options. Integrating Klarna into your Wix website can enhance customer flexibility and potentially boost sales. Here's how it works:

How Klarna Works for Customers:

Purchase: Customers select Klarna as their payment method at checkout.
Approval: Klarna conducts a real-time credit assessment to determine eligibility.
Payment Plans: Upon approval, customers can choose from various payment plans, such as:
- Pay in 4 Installments: Four interest-free payments spread over time.
- Pay in 30 Days: Full payment is due 30 days after purchase.
- Financing: Extended payment plans for up to 24 months.
No Hidden Fees: Klarna does not charge annual fees.

How Klarna Works for Merchants:

Immediate Payment: Klarna pays merchants the full purchase amount upfront, minus a processing fee, typically within days of the transaction.
Assumed Risk: Klarna assumes the risk of customer non-payment, ensuring merchants receive their funds regardless of customer payment behavior.

Important Considerations:

Currency Matching: Ensure the currency in your Wix account matches the currency in your Klarna account to prevent transaction issues.
Transaction Fees: Klarna charges transaction fees, which may vary based on your location and agreement with Klarna. For example, in Austria, Belgium, and Germany, the fees are 2.5% + 0.30 EUR per transaction.
Refunds and Chargebacks: You can manage refunds and handle chargeback disputes through your Klarna Merchant Portal.

By integrating Klarna into your Wix website, you offer customers a flexible payment option that can enhance their shopping experience and potentially increase your sales.

Integrating PayPal into your Wix website enables you to accept payments seamlessly, providing customers with a trusted and convenient payment method. Here's how it works:

How PayPal Works with Wix:

Customer Checkout: After you've connected PayPal as a payment provider, customers can select PayPal during the checkout process. They have the option to pay using their PayPal balance or via credit/debit cards linked to their PayPal account.
Payment Processing: Once a customer completes a purchase using PayPal, the funds are transferred to your PayPal business account. You can then manage these funds directly through PayPal, including transferring them to your bank account.

Important Considerations:

PayPal Business Account: To accept payments, you must have a PayPal Business account. If you don't have one, you'll need to create it during the setup process.
Premium Wix Plan: Ensure your Wix site is upgraded to a Premium plan that supports online payments to utilize PayPal as a payment provider.
Transaction Fees: Be aware that PayPal charges transaction fees for processing payments. Review PayPal's fee structure to understand the costs involved.
Currency Settings: Ensure that the currency settings in your Wix account match those in your PayPal account to prevent transaction issues.

By integrating PayPal with your Wix site, you offer a secure and widely recognized payment option, enhancing the checkout experience for your customers.